"Money Manifestation" and the Rise of Risky Fin-fluencers: A New Financial Crisis in the Making?

"Money Manifestation" and the Rise of Risky Fin-fluencers: A New Financial Crisis in the Making? In today’s social media landscape, financial advice isn’t just shared by professionals — it’s trending. On platforms like TikTok, Instagram, and YouTube, a new class of self-styled financial influencers — or “finfluencers” — is offering advice on how to get rich, manifest abundance, and “raise your money frequency.” Wrapped in spiritual buzzwords, pastel aesthetics, and confidence-boosting mantras, these creators are reaching millions of young viewers with promises of fast wealth and financial freedom. But not all of it holds up under scrutiny. Financial experts and regulators are warning that the surge of amateur advice, especially when blended with “money manifestation” culture, is leading to a dangerous cocktail of misinformation, misplaced trust, and financial risk. The Appeal of Instant Wealth At the core of this movement is the concept of money manifestation — th...